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Are Instant Photo Insurance Claims A Good Idea?

According to the Auto Body Repair Industry relying just on your photos of your vehicle accident to make a claim with your insurance company could prove to drastically shortchange your final estimate. Often times there is also damage that is not visible that will affect your repair estimate.

Two out of three auto insurance claims can actually be “underpaid” if they are settled within the first 48 hours. While it may appear to be convenient to have the freedom to simply submit photos via a cell phone to your insurance company to speed up the estimate process, you may in fact be short changing yourself.

Peninsula Auto Body shop experienced technicians are readily on hand to provide your insurance company a firm estimate regarding your collision repairs to be certain that you are not owed more money than the insurance estimate given from submission of only photos.

According to a article instant insurance crash claim cell phone apps are becoming popular and allow you to take photos or video and simply instantaneously send to your insurance claims department:

“Insurers benefit, from, reduced costs of sending out adjusters to handle what turns out to be cosmetic damage, said Loretta Worters, a vice president at the Insurance Information Institute. “It helps to get the claims filed, and their resources are utilized where they’re needed most,” she said.  

The article goes on to explain the apps are best utilized for minor fender benders and any claim that involves an injury or fault that is not certain will most likely involve further investigation. You should also take into consideration your cell phone camera/video quality. Most insurance companies require superior quality photos.

The bottom line is that properly documenting your auto collision and taking photos as soon as the accident occurs is important – but it is not the end all.  Peninsula Auto Body offers free, convenient estimates that will provide all visible and any other damages that your photos may not have captured. This can significantly increase your estimate value thereby allowing us to provide your vehicle with a safe, proper, efficient repair.

Learn more about this important subject at Body Shop News.

Peninsula Auto Body is dedicated to you and focuses on providing the best customer service regarding your auto body needs during what can be a stressful time. Our team strives to make your visit as seamless and hassle free as possible. Should you find yourself in need of collision repair services, stop by for a free estimate at 1430 San Mateo Ave., S. San Francisco, CA or call us at 650.588.0999 Monday through Friday from 7:30am-5:30pm to speak to our expertly trained staff.

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At Peninsula Auto Body, “The Customer is our Top Priority.” Not only are we a preferred repair facility for multiple insurance companies, but we also offer convenient courtesy shuttle services throughout the Bay area and an Enterprise Rent-A-Car in our lobby.


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Servicing South San Francisco and surrounding cities:
Brisbane, Colma, Pacifica, San Bruno, Daly City, San Francisco, South San Francisco, San Francisco Airport, Broadmoor, Moss Beach, El Granada, San Mateo, Moon Bay, Burlingame, Hillsborough, Foster City, Belmont, Miramar, San Carlos, Montara

1430 San Mateo Ave. South San Francisco, CA

Tel: 650.588.0999